Happy Monday! I’m Amber, and I’m #obsessedwithmybudget! I started this blog as a way to transparently connect with a community of like-minded, budget conscious, financial freedom seeking individuals (which is far different than my personal life community).
My husband and I were (rival) high school sweethearts and are celebrating 20 years together and 12 years of marriage this September (2019)!
We have one beautiful 5 yo daughter. We found out we were miraculously pregnant with her the week before we were supposed to begin hormone treatments for IUI.
My husband taught me everything he knew about budgeting when we first got married and turned the finances over to me early on. I discovered my love for numbers, math, and #budgeting along the way (after parting with some die hard bad habits).
Over the first 6 years of our marriage we spent/borrowed a total of $133,022 in consumer debt (my bachelor’s, my master’s, his truck, my SUV, and my stupid credit card).
In 2015 we sold our first home and used the profits to finally become “practically debt free”. We paid off all remaining student loans (approx $33k) and for some silly reason, we put the rest of our money in savings instead of paying off the $16k we owed on my SUV (we pulled the trigger in January 2019 and paid it off).
We currently live and rent in San Diego but built/bought a home in Idaho in 2017 and hope to one day call Idaho “home”. We love being landlords and the out of state rental works for us for now.
We listened to #daveramsey for a long time, but didn’t follow any #babysteps until after we became officially consumer #debtfree in January 2019, which means we started out in Baby Steps 4/5/6. We plan to have the Idaho mortgage paid off by August 2020.
We LOVE Jesus and we REALLY enjoy coffee and wine.
Welcome, and thanks for being here!